HBCU Frequently Asked Questions

Who we are

People associated with the churches in the Handsworth & Aston areas of Birmingham started this vibrant and growing credit union. A skilled team of volunteers provides a swift, flexible, and friendly service to our members and Junior Savers.
Our churches-based common bond results in very few problems with bad or doubtful debts. We are actively involved in the West Midlands Chapter of Credit Unions and are eager to learn from others and share with them the good practices we have developed.

What we do
We provide a safe, convenient and rewarding home for members’ savings?
From that pool of savings we offer affordable loans for all manner of useful purposes.
Both savings and loans are covered by valuable Life Insurance, at no direct cost to members.

How much interest will I get on my savings?
That depends on each year's surplus. The amount last year it was 3½ percent, this year it's 3.75%. This is very competitive indeed! And we are friendlier, and much more flexible!

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